Terms of Service

Users must be at least 18 years old, or the age of legal majority in their jurisdiction if higher, and must have the authority and capacity to accept these terms.

Finstock, Inc. products and services are intended for professional individual traders, professional institutions, and users with sufficient financial-market experience to understand the risks involved.

Each user is responsible for determining whether access to the services is lawful in their jurisdiction and suitable for their knowledge, experience, financial condition, and objectives.

Some features may require account registration. Users agree to provide accurate, current, complete, and non-misleading information and to keep account information updated.

Users are responsible for maintaining the confidentiality of login credentials and for all activity conducted through their accounts.

Finstock, Inc. may require identity verification, business verification, compliance checks, or additional information before granting, maintaining, or restoring access.

Finstock, Inc. provides technology-enabled market analytics, trading tools, research support, data-driven insights, quantitative models, informational materials, and related services.

Unless separately agreed in writing, Finstock, Inc. does not act as a broker, dealer, exchange, custodian, bank, portfolio manager, fiduciary, or licensed investment adviser.

The services are provided for informational, analytical, research-support, and technology purposes only.

Nothing in the services should be understood as investment, legal, tax, accounting, or financial advice, or as a recommendation, solicitation, endorsement, or offer to buy, sell, or hold any financial instrument.

Information, model outputs, signals, rankings, research materials, commentary, projections, and data are general in nature and may not be suitable for a user's circumstances.

Users remain responsible for evaluating the merits and risks of any transaction and for obtaining independent professional advice where appropriate.

Trading and investing in financial instruments involve substantial risk and may not be suitable for all users. Market prices may be volatile, illiquid, and unpredictable.

Leverage may amplify gains as well as losses. Past performance is not indicative of future results, and no model, signal, strategy, or service use is represented to achieve profits or avoid losses.

All trading and investment decisions are made solely by the user and at the user's own risk.

Users agree to use the services only in compliance with the terms and applicable laws, rules, and regulations.

Prohibited conduct includes unlawful, fraudulent, deceptive, abusive, harmful, manipulative, disruptive, or unauthorized activity; misrepresentation of identity or qualifications; and attempts to access systems, accounts, data, or features without authorization.

Users may not reverse engineer, scrape, extract, reproduce, republish, sell, license, distribute, or exploit the services except as expressly permitted in writing.

Certain services may be offered on a paid, subscription, one-time purchase, enterprise, or custom-pricing basis.

By purchasing or subscribing, users agree to pay applicable fees, charges, taxes, and amounts due under the pricing and billing terms presented at purchase.

Unless otherwise stated in writing, fees are non-refundable for the current billing period and access may be suspended, downgraded, or terminated after failed payment, chargeback, suspected fraud, or non-payment.

Market data, pricing information, models, signals, analytics, alerts, indicators, forecasts, and research content may be delayed, incomplete, unavailable, inaccurate, interrupted, or subject to errors.

Technical failures, connectivity issues, third-party outages, data-source disruptions, market conditions, and system limitations may affect the quality or availability of the services.

Finstock, Inc. does not guarantee accuracy, completeness, timeliness, reliability, availability, performance, or fitness of any part of the services.

The services, including software, models, algorithms, analytics, dashboards, designs, documentation, trademarks, and content, are owned by Finstock, Inc. or its licensors and are protected by intellectual-property laws.

Users receive a limited, revocable, non-exclusive, non-transferable license to access and use the services only as permitted by the terms.

No ownership rights are transferred to users, and unauthorized copying, modification, distribution, or commercialization is prohibited.

Use of the services is also governed by the Finstock, Inc. Privacy Policy, which explains how information may be collected, used, stored, processed, and shared.

Users acknowledge that data may be processed to operate, secure, analyze, improve, and support the services, subject to applicable law and the Privacy Policy.

The services may include or link to third-party data, platforms, providers, payment processors, analytics tools, market data sources, or websites.

Finstock, Inc. does not control third-party services and is not responsible for their availability, accuracy, content, terms, privacy practices, or performance.

Users are responsible for reviewing and complying with third-party terms that apply to their use of those services.

Users may not access or use the services in any jurisdiction where doing so would violate applicable law or where Finstock, Inc. restricts access.

Users are responsible for complying with sanctions, securities, commodities, foreign exchange, anti-money-laundering, market-abuse, tax, and other applicable rules.

Finstock, Inc. may suspend, restrict, or terminate access if it believes a user has violated the terms, applicable law, payment obligations, security requirements, or the rights of Finstock, Inc. or others.

Users may stop using the services at any time. Termination does not relieve users of obligations that accrued before termination.

The services are provided on an as-is and as-available basis to the fullest extent permitted by law.

Finstock, Inc. disclaims warranties of merchantability, fitness for a particular purpose, title, non-infringement, uninterrupted operation, error-free operation, and any warranty arising from usage or course of dealing.

To the fullest extent permitted by law, Finstock, Inc. and its related parties will not be liable for indirect, incidental, consequential, special, exemplary, punitive, or similar damages.

This includes loss of profits, trading losses, lost revenue, lost data, business interruption, or reliance on any content, signal, model, output, or service feature.

Users agree to defend, indemnify, and hold harmless Finstock, Inc. and its related parties from claims, damages, liabilities, losses, costs, and expenses arising from user conduct, misuse of the services, violation of the terms, or violation of law or third-party rights.

Finstock, Inc. may modify, suspend, discontinue, or restrict any part of the services at any time.

The terms may be updated from time to time. Continued use after updates become effective constitutes acceptance of the revised terms.

The governing law and dispute-resolution process are determined by the terms and any applicable written agreement between the user and Finstock, Inc.

Users agree to resolve disputes in accordance with the procedures and venue specified in the applicable terms.

If any provision is found unenforceable, the remaining provisions remain in effect. A failure to enforce a provision does not waive the right to enforce it later.

Users may not assign rights or obligations without permission. Finstock, Inc. may assign or transfer rights and obligations where permitted by law.

Questions about these terms may be sent to support@finstock.co.