Terms of Service

Users must be at least 18 years old, or the age of legal majority in their jurisdiction if higher, and must have the authority and capacity to accept these terms.

Finstock, Inc. products and services are intended for professional individual traders, professional institutions, and users with sufficient financial-market experience to understand the risks involved.

Each user is responsible for determining whether access to the services is lawful in their jurisdiction and suitable for their knowledge, experience, financial condition, and objectives.

Some features may require account registration. Users agree to provide accurate, current, complete, and non-misleading information and to keep account information updated.

Users are responsible for maintaining the confidentiality of login credentials and for all activity conducted through their accounts.

Finstock, Inc. may require identity verification, business verification, compliance checks, or additional information before granting, maintaining, or restoring access.

Finstock, Inc. provides technology-enabled market analytics, trading tools, research support, data-driven insights, quantitative models, informational materials, and related services.

Unless separately agreed in writing, Finstock, Inc. does not act as a broker, dealer, exchange, custodian, bank, portfolio manager, fiduciary, or licensed investment adviser.

The services are provided for informational, analytical, research-support, and technology purposes only.

Nothing in the services should be understood as investment, legal, tax, accounting, or financial advice, or as a recommendation, solicitation, endorsement, or offer to buy, sell, or hold any financial instrument.

Information, model outputs, signals, rankings, research materials, commentary, projections, and data are general in nature and may not be suitable for a user's circumstances.

Users remain responsible for evaluating the merits and risks of any transaction and for obtaining independent professional advice where appropriate.

Trading and investing in financial instruments involve substantial risk and may not be suitable for all users. Market prices may be volatile, illiquid, and unpredictable.

Leverage may amplify gains as well as losses. Past performance is not indicative of future results, and no model, signal, strategy, or service use is represented to achieve profits or avoid losses.

All trading and investment decisions are made solely by the user and at the user's own risk.

Users agree to use the services only in compliance with the terms and applicable laws, rules, and regulations.

Prohibited conduct includes unlawful, fraudulent, deceptive, abusive, harmful, manipulative, disruptive, or unauthorized activity; misrepresentation of identity or qualifications; and attempts to access systems, accounts, data, or features without authorization.

Users may not reverse engineer, scrape, extract, reproduce, republish, sell, license, distribute, or exploit the services except as expressly permitted in writing.

Certain services may be offered on a paid, subscription, one-time purchase, enterprise, or custom-pricing basis.

By purchasing or subscribing, users agree to pay applicable fees, charges, taxes, and amounts due under the pricing and billing terms presented at purchase.

Payments are processed using Stripe. Stripe provides payment-processing and related payment services but does not provide the Finstock products purchased through the website. Finstock remains responsible for its product descriptions, access commitments, cancellations, refunds and customer support, subject to applicable law and the applicable order form.

The current trial duration, post-trial price, billing date, renewal terms and cancellation information are displayed at Stripe Checkout. Review them before completing checkout.

Refund eligibility is determined under the applicable Finstock order form, the service actually provided, applicable law and any mandatory consumer rights. Approved refunds are processed through Stripe to the original payment method where supported.

If you believe a charge is incorrect, contact support@finstock.co first so that Finstock can investigate. Cardholders may also have rights to dispute a charge through their card issuer, subject to the rules of the issuer and card network.

Stripe's role and responsibilities depend on the Stripe product used, the applicable Stripe agreement, the customer's location and the processing activity. Stripe processes personal data under its own public terms and privacy policy. Where applicable, Finstock and Stripe may have separate responsibilities for personal data.

Access may be suspended, downgraded, or terminated after failed payment, chargeback, suspected fraud, non-payment, or breach of applicable terms.

• Stripe Consumer Terms
• Stripe Privacy Policy
• Stripe refunds documentation
• Stripe disputes documentation
• Stripe trials documentation

"Long-Term Access" means access for the commercial lifetime of the relevant Finstock product or service, not the natural lifetime of the customer. Product discontinuation, migration rights, any minimum support period, replacement access, and any pro-rata remedy will be stated in the applicable order form.

Long-Term Access remains subject to the applicable order form, these Terms, acceptable-use requirements, account standing, product availability, and applicable law.

Long-Term Access does not mean perpetual service, permanent availability, irrevocable access, indefinite support, or lifetime updates unless those rights are expressly stated in the applicable order form.

Market data, pricing information, models, signals, analytics, alerts, indicators, forecasts, and research content may be delayed, incomplete, unavailable, inaccurate, interrupted, or subject to errors.

Technical failures, connectivity issues, third-party outages, data-source disruptions, market conditions, and system limitations may affect the quality or availability of the services.

Finstock, Inc. does not guarantee accuracy, completeness, timeliness, reliability, availability, performance, or fitness of any part of the services.

The services, including software, models, algorithms, analytics, dashboards, designs, documentation, trademarks, and content, are owned by Finstock, Inc. or its licensors and are protected by intellectual-property laws.

Users receive a limited, revocable, non-exclusive, non-transferable license to access and use the services only as permitted by the terms.

No ownership rights are transferred to users, and unauthorized copying, modification, distribution, or commercialization is prohibited.

Use of the services is also governed by the Finstock, Inc. Privacy Policy, which explains how information may be collected, used, stored, processed, and shared.

Users acknowledge that data may be processed to operate, secure, analyze, improve, and support the services, subject to applicable law and the Privacy Policy.

The services may include or link to third-party data, platforms, providers, payment processors, analytics tools, market data sources, or websites.

Finstock, Inc. does not control third-party services and is not responsible for their availability, accuracy, content, terms, privacy practices, or performance.

Users are responsible for reviewing and complying with third-party terms that apply to their use of those services.

Users may not access or use the services in any jurisdiction where doing so would violate applicable law or where Finstock, Inc. restricts access.

Users are responsible for complying with sanctions, securities, commodities, foreign exchange, anti-money-laundering, market-abuse, tax, and other applicable rules.

Finstock, Inc. may suspend, restrict, or terminate access if it believes a user has violated the terms, applicable law, payment obligations, security requirements, or the rights of Finstock, Inc. or others.

Users may stop using the services at any time. Termination does not relieve users of obligations that accrued before termination.

The services are provided on an as-is and as-available basis to the fullest extent permitted by law.

Finstock, Inc. disclaims warranties of merchantability, fitness for a particular purpose, title, non-infringement, uninterrupted operation, error-free operation, and any warranty arising from usage or course of dealing.

To the fullest extent permitted by law, Finstock, Inc. and its related parties will not be liable for indirect, incidental, consequential, special, exemplary, punitive, or similar damages.

This includes loss of profits, trading losses, lost revenue, lost data, business interruption, or reliance on any content, signal, model, output, or service feature.

Users agree to defend, indemnify, and hold harmless Finstock, Inc. and its related parties from claims, damages, liabilities, losses, costs, and expenses arising from user conduct, misuse of the services, violation of the terms, or violation of law or third-party rights.

Finstock, Inc. may modify, suspend, discontinue, or restrict any part of the services at any time.

The terms may be updated from time to time. Continued use after updates become effective constitutes acceptance of the revised terms.

Unless an applicable order form or written agreement specifies otherwise, the governing law, venue, and dispute-resolution process will be determined by the written agreement that applies to the transaction or service relationship.

An applicable order form or written agreement may specify additional or different governing-law and dispute-resolution terms. If there is a conflict, the applicable order form or written agreement will control for that transaction.

Finstock has not published a company registration number or jurisdiction-specific contracting-entity statement on this website page. Users should request written confirmation before relying on a jurisdiction-specific clause.

If any provision is found unenforceable, the remaining provisions remain in effect. A failure to enforce a provision does not waive the right to enforce it later.

Users may not assign rights or obligations without permission. Finstock, Inc. may assign or transfer rights and obligations where permitted by law.

Questions about these terms may be sent to support@finstock.co.